http://www.buyingahouse.org.uk/forum/ Advice and Tips from the community en-US Fri, 30 Jul 2010 09:23:02 +0000 http://bbpress.org/?v=1.0.2 q http://www.buyingahouse.org.uk/forum/search.php http://www.buyingahouse.org.uk/forum/topic.php?id=10#post-14 Sat, 15 May 2010 17:24:19 +0000 muddywestie 14@http://www.buyingahouse.org.uk/forum/ <p>I've just found a house that I want to buy. I want a bargain, but I'm not sure how much to offer. The house is up for about £170k and is in the Gloucester area. Any advice please? </p> http://www.buyingahouse.org.uk/forum/topic.php?id=9#post-13 Sat, 06 Mar 2010 14:25:46 +0000 Kay88 13@http://www.buyingahouse.org.uk/forum/ <p>If you put a bid in for the closing time and want to change the detail including bid can you do this the day after or is it too late? </p> http://www.buyingahouse.org.uk/forum/topic.php?id=9#post-12 Mon, 02 Nov 2009 03:43:27 +0000 dave 12@http://www.buyingahouse.org.uk/forum/ <p>If an estate agent has said a property is going to be decided on a sealed bid - are they allowed to look at each of the offers as well as the owner?</p> <p>I have little faith in estate agents and think if they know what the bids are they will contact a few people and get back into an auction mode! </p> http://www.buyingahouse.org.uk/forum/topic.php?id=8#post-11 Mon, 02 Nov 2009 03:38:42 +0000 dave 11@http://www.buyingahouse.org.uk/forum/ <p>I want to buy a place with a friend, however he does not have the same deposit as me. I can see this causing all sorts of problems when we come to sell the place. Please can anyone tell me if there is anything legal in place we can sign, or do we have to go to a solicitor to get something written up from scratch.</p> <p>Cheers </p> http://www.buyingahouse.org.uk/forum/topic.php?id=7#post-10 Mon, 02 Nov 2009 03:36:41 +0000 dave 10@http://www.buyingahouse.org.uk/forum/ <p>I've had an offer accepted for a property I wish to buy - can anyone tell me what the next steps I should go through are? </p> http://www.buyingahouse.org.uk/forum/topic.php?id=6#post-9 Mon, 02 Nov 2009 03:34:35 +0000 dave 9@http://www.buyingahouse.org.uk/forum/ <p>is it possible to complete an exchange of contracts within six weeks? If so can anyone tell me any steps to speed things up a bit!! </p> http://www.buyingahouse.org.uk/forum/topic.php?id=5#post-8 Mon, 02 Nov 2009 03:33:28 +0000 dave 8@http://www.buyingahouse.org.uk/forum/ <p>I want to buy my son a house with money left over from the sale of my current house. I would like the property to be 100% owned by him. Is this possible if I am the one who is paying for the house (and the mortgage is in my name)?</p> <p>Thanks </p> http://www.buyingahouse.org.uk/forum/topic.php?id=4#post-7 Mon, 02 Nov 2009 03:31:40 +0000 dave 7@http://www.buyingahouse.org.uk/forum/ <p>what does it mean when the estate agents say that they have to do 'searches' when an offer is accepted on a house? </p> http://www.buyingahouse.org.uk/forum/topic.php?id=3#post-6 Sat, 17 Oct 2009 08:04:36 +0000 dave 6@http://www.buyingahouse.org.uk/forum/ <p>perfect! thanks </p> http://www.buyingahouse.org.uk/forum/topic.php?id=3#post-5 Sat, 17 Oct 2009 08:04:01 +0000 admin 5@http://www.buyingahouse.org.uk/forum/ <p>1. Variable Mortgage</p> <p>Mortgage Payments vary with changes in base rate</p> <p>2. Fixed Rate Mortgage</p> <p>Interest payments fixed for a certain time period</p> <p>3. Capped Mortgage</p> <p>Similar to fixed rate mortgage. States maximum interest rate</p> <p>4. Self Certification Mortgage</p> <p>Mortgages for those who have difficulty proving income</p> <p>5. Interest Only Mortgage</p> <p>Mortgage where you only pay interest on loan and do not repay any capital</p> <p>6. Unconventional Mortgages</p> <p>Non conventional mortgages available in the UK</p> <p>7. 100% and 125% mortgages</p> <p>Borrowing the full cost of the house, with no need for a deposit</p> <p>8. Joint Mortgage</p> <p>Buying a house and sharing the cost</p> <p>9. Adverse Credit Mortgages</p> <p>Help for people looking for mortgages with bad credit ratings</p> <p>10. The Never Ending Mortgage</p> <p>Yes, there are some reasons for having a "perpetual mortgage"</p> <p>11. Buy to Let Mortgages</p> <p>Advice on getting best deal from buy to let mortgages</p> <p>12. Equity Release Mortgages</p> <p>Getting equity from the value of your house.</p> <p>13. Repayment Mortgages</p> <p>Standard mortgage with repayment of capital as well as interest payments </p> http://www.buyingahouse.org.uk/forum/topic.php?id=3#post-4 Sat, 17 Oct 2009 08:02:24 +0000 dave 4@http://www.buyingahouse.org.uk/forum/ <p>Hi,please can someone give me a straight forward explanation of all the different types of mortgages? I am tearing my hair out trying to work it all out myself :) </p> http://www.buyingahouse.org.uk/forum/topic.php?id=2#post-3 Sat, 17 Oct 2009 07:48:42 +0000 admin 3@http://www.buyingahouse.org.uk/forum/ <p>hi Dave, I think personally the best website around at the moment is rightmove.co.uk. They have a lot of places for sale and the site is easy to use. </p> http://www.buyingahouse.org.uk/forum/topic.php?id=2#post-2 Sat, 17 Oct 2009 07:47:09 +0000 dave 2@http://www.buyingahouse.org.uk/forum/ <p>Hi, I know there are lots of sites to buy place on the web but I don't think a lot of them are that good - does anyone know of a really good site that will have a lot of places for sale? </p> http://www.buyingahouse.org.uk/forum/topic.php?id=1#post-1 Sat, 17 Oct 2009 06:42:11 +0000 admin 1@http://www.buyingahouse.org.uk/forum/ <p>I need to find a good one soon as I will be buy a place shortly!! </p>